Bookkeeping, payroll, and fractional CFO services for small business owners who'd rather focus on running their business than drowning in paperwork.
Bookkeeping · Payroll · Fractional CFO
We take the stress out of bookkeeping so you can spend your time doing what you love—running your business and living your life.
Stop spending weekends buried in spreadsheets. We handle the tedious work so you can focus on growth.
No more last-minute scrambles. Your books are always organized and ready for your CPA.
Receive clear, actionable financial reports that help you make smarter business decisions.
We'll discuss your business, understand your unique needs, and create a customized plan that fits your budget.
We organize your existing records—yes, even that shoebox of receipts—and get everything running smoothly.
Sit back while we handle your books monthly. You'll always know exactly where your business stands.
Tailored bookkeeping services for small businesses.
Workflow development, cash flow management, budgeting, forecasting and strategic financial insights.
Complete payroll management including employee onboarding, paychecks and all payroll tax filings.
We manage your invoicing and bill payments — making sure you get paid on time and your vendors do too.
Clear, accurate reports that help you understand your business.
Keep your books accurate with regular reconciliation across all your accounts — bank, credit card, and loans.
We work closely with your CPA to ensure everything is perfectly organized for tax season. No surprises, no stress.
Clean, reliable books whether you're a solo founder or running multiple entities — straightforward when it's straightforward, and built for complexity when it's not.
One set of books, kept clean and current. Monthly bookkeeping, categorization and reports you can actually read.
Royalties, tour settlements, multi-entity touring LLCs, and the irregular income that comes with the work.
Trust accounting, IOLTA reconciliation, partner draws, and reporting that holds up in a partner meeting.
Several LLCs, intercompany loans, shared back office. We keep the books straight across the portfolio.
Recurring revenue, project billing, subcontractor payouts, and the cost tracking that proves a project was profitable.
Owner statements, security deposits, multi-property P&Ls, and the trust accounting your owners expect.
Commission tracking, 1099 contractor payments, transaction-by-transaction profitability, and quarterly tax planning.
Client deposits, vendor markups, project-based jobs, and trade-account reconciliations that get messy fast.
If your business has complexity, we've probably seen something like it. Let's talk.
A dedicated team that treats your business like our own.
Amber began Carter Billing Services in 2008 when her oldest child was born. She and her husband Gabe now have five kids. When not running her business, you can find her teaching at their homeschool co-op.
Keira transitioned from healthcare to bookkeeping when her oldest daughter was born in 2022. She also welcomed a baby boy in 2025. She & her husband have one dachshund named Eleanor.
Emily loves all her jobs: raising three kiddos, homeschooling, and bookkeeping. Bookkeeping soothes her ADHD brain and brings her joy. She loves her job and our clients.
Featured Story
"For the first time, I slept well at night."
Years ago, I had a skills assessment where the expert told me I'd be great at building my business — but to immediately hire a bookkeeper. Administrative tasks drove me nuts, and I avoided them like the plague. He said to look for someone who wasn't just diligent and precise but who treated the work like they were going to Disneyland — like it was genuinely fun and their calling.
Then I met Amber seventeen years ago.
She took over our books, billing, and administration — and for the first time, I slept well at night. She is always ahead of things, proactively making sure I'm aligned with new tax laws and timing. She willingly learned every new system my clients threw at her and worked beautifully and graciously with every contact, representing our company in a way that made me feel genuinely proud.
Her lift on this part of my business freed me to do what I do best. I went on to work with Fortune 50 companies and grew in ways that honestly surprised me. That doesn't happen when you're drowning in the details Amber quietly handles.
But what I'll never forget is when I had to move in the middle of breast cancer treatment. Amber rallied her friends to help move my husband and me during one of the hardest seasons of our lives. She showed up not just as a professional but as a friend and an advocate, doing heavy lifting in every sense of the word.
There is simply no way to describe the full value Amber and her team bring to your work and your life. She has my highest endorsement — as a professional and as a person.
More from Amber's clients
I have been so fortunate to have Amber Carter by my side for 15 years while my business rode the ebbs and flows of growth, scaling, and challenges. Amber is organized and calm, cheerful and competent. I have loved working with her on all things finance and HR related, and I truly enjoy her as a person, too. Anyone that gets to work with Amber should consider themselves lucky!
I cannot say enough good things about Amber and her team! She has taken something that used to feel overwhelming and made it simple and manageable. She is incredibly organized, patient, and always willing to answer my questions. I feel confident knowing my books are accurate and handled with care. If you're a business owner looking for someone dependable who truly knows what they're doing, I highly recommend Carter Billing Services.
I can't say enough about Carter Billing Services. Amber and crew took over my books 2 years ago and I am kicking myself that I hadn't had them take over sooner. The time that they have given back to me is invaluable. I appreciate that they are quick and efficient with a can-do attitude.
I have been so fortunate to have Amber Carter by my side for 15 years while my business rode the ebbs and flows of growth, scaling, and challenges. Amber is organized and calm, cheerful and competent. I have loved working with her on all things finance and HR related, and I truly enjoy her as a person, too. Anyone that gets to work with Amber should consider themselves lucky!
I cannot say enough good things about Amber and her team! She has taken something that used to feel overwhelming and made it simple and manageable. She is incredibly organized, patient, and always willing to answer my questions. I feel confident knowing my books are accurate and handled with care. If you're a business owner looking for someone dependable who truly knows what they're doing, I highly recommend Carter Billing Services.
I can't say enough about Carter Billing Services. Amber and crew took over my books 2 years ago and I am kicking myself that I hadn't had them take over sooner. The time that they have given back to me is invaluable. I appreciate that they are quick and efficient with a can-do attitude.
Everything you need to know about working together.
Fill out the form and we'll get back to you within one business day to discuss how we can help your business thrive.
Amber will personally reply within one business day. Check your inbox (and spam folder, just in case).